Why BriteCap - BriteCap

We Will Fund You When Others Won’t – And Do It Better

See how BriteCap stands out compared to traditional lenders:

Chart-3 Why BriteCap

Experience Hassle-Free Funding

We believe in smarter, faster and better funding for your business that empowers your long-term success. We simplify funding so that you can focus on what matters most – serving your customers and working on your business.

Do it Yourself

Experience the ease and speed of self-service funding. Apply online in minutes and access your funding quickly, anytime, anywhere.

Expert Financial Guidance

Prefer a more personalized approach? Our experienced financial consultants are ready to provide you with expert advice tailored to your unique goals.

Clarity and Transparency

We’ve simplified our terms so you can focus on growing your business, not deciphering complicated contracts.

Experience The Power Of True Financial Flexibility

Every step in your business journey should be met with flexibility and opportunity. That’s why we offer flexible repayment options designed to align with your specific needs. With BriteCap, you’re in control of your financial journey.

Peace of Mind*

When the unexpected strikes, your business shouldn’t suffer. Available on all financing products*, BriteCap’s “Peace of Mind” program is your safety net. Here’s how it works:

Anytime Payment Deferral: Delay payments for up to 5 consecutive business days, no documentation or explanation needed.

Life Event Payment Deferral: Whether it’s a wedding, the birth of a child, a health crisis, or a natural disaster, defer payments for up to 5 consecutive business days.

ACH Reject Fee Waiver: We will waive the ACH reject fee up to 3 times during the life of your loan.

Death Benefit: BriteCap will forgive up to $50,000 of the financing balance in the event of the death of the Personal Guarantor.

*There is an additional cost to add the Peace of Mind program to your financing. Please discuss with an expert funding consultant for more information.

Early Repayment Interest Credit

Save when you pay off early or renew a loan. Here’s how our Early Repayment Interest Credit option can help:

Get Rewarded for Early Repayment: Gain substantial savings by proactively paying off your loan ahead of schedule. Depending on the percentage of the loan amount repaid and your repayment performance, you can save as much as 50% on your remaining interest.

Renew Your Loan and Save More: Your success deserves recognition. Renew your loan and enjoy our early repayment interest credit.

Ready to Fast-Track Your Business Success?

Apply now – It’s fast, easy, and won’t cost you a thing. No obligation to accept, no hard credit pull, and it won’t impact your FICO score.

GET STARTED

5161 Lankershim Blvd. Ste. 250

North Hollywood, CA 91601

866-623-4900

info@britecap.com

All small business loans offered by BriteCap Financial LLC are provided pursuant to California Finance Lender license #6039614. In certain states, loans may not be available at all or may be limited in availability depending upon certain borrower and loan attributes. In certain states where loans are not available, we may offer a purchase of future receivables. We do not currently offer any product in Nevada, North Dakota, Rhode Island, South Dakota, and Vermont. If BriteCap is unable to approve an applicant for a BriteCap financing product, BriteCap may refer the applicant to one of its third-party financing partners. BriteCap does not guarantee the product attributes or terms of any financing provided by a third-party partner.

*The Peace of Mind Package is available only on certain BriteCap loan products and only in certain states. If purchased, the Peace of Mind Package features can only be used if a business is not otherwise in default under the terms of its existing loan agreement. For payment deferments, life event payment deferments, and late fee waivers, the Peace of Mind Package can only be used after a business has made at least twenty (20) consecutive payments for daily repay loans, or four (4) consecutive payments for weekly repay loans. For the death benefit feature, the Peace of Mind Package can only be used after a business has made at least forty (40) consecutive payments for daily repay loans, or at least eight (8) consecutive weekly payments for weekly repay loans, if the guarantor is under the age of 70, and will forgive a maximum of $50,000. Life event payment deferments and exercising the death benefit feature requires submission of certain documentary evidence. Additional terms and conditions apply. Refer to your contract for further details.

**Time in business, FICO score, and annual business revenue are the minimum requirements to prequalify for a BriteCap financing product, however, in order to receive final approval BriteCap must independently verify information provided on your application, as well as receive additional information regarding you and your business.

^BriteCap’s offer to renewal customers of lower rates for financing assumes that a renewal customer’s credit profile has not negatively changed from the time the customer’s last financing with BriteCap. Any deterioration in a renewal customer’s credit profile may make a renewal customer ineligible for lower rates.