About Us - BriteCap BriteCap Financial

A unique approach to lending

As a direct lender, we uniquely understand the passion and hard workthat it takes to build a successful business. Since 2003, we’ve been focused on making it easy for America’s small business owners to access affordable capital when they need it.

Guided by our values

Our values are at the center of everything that we do. That’s why we’re a friendlier kind of financing.

Mission-driven leadership

Our world-class leadership team has leveraged decades of experience in finance, banking, tech, and entrepreneurship to create a new approach to funding.

Ready To Seize Your Next Opportunity?

Capitalize on your next big opportunity today. We’re here to get you there. Start the process online now, with zero cost and no impact on your FICO score.

GET STARTED

5161 Lankershim Blvd. Ste. 250

North Hollywood, CA 91601

866-623-4900

info@britecap.com

All small business loans offered by BriteCap Financial LLC are provided pursuant to California Finance Lender license #6039614. In certain states, loans may not be available at all or may be limited in availability depending upon certain borrower and loan attributes. In certain states where loans are not available, we may offer a purchase of future receivables. We do not currently offer any product in Nevada, North Dakota, Rhode Island, South Dakota, and Vermont. If BriteCap is unable to approve an applicant for a BriteCap financing product, BriteCap may refer the applicant to one of its third-party financing partners. BriteCap does not guarantee the product attributes or terms of any financing provided by a third-party partner.

*The Peace of Mind Package is available only on certain BriteCap loan products and only in certain states. If purchased, the Peace of Mind Package features can only be used if a business is not otherwise in default under the terms of its existing loan agreement. For payment deferments, life event payment deferments, and late fee waivers, the Peace of Mind Package can only be used after a business has made at least twenty (20) consecutive payments for daily repay loans, or four (4) consecutive payments for weekly repay loans. For the death benefit feature, the Peace of Mind Package can only be used after a business has made at least forty (40) consecutive payments for daily repay loans, or at least eight (8) consecutive weekly payments for weekly repay loans, if the guarantor is under the age of 70, and will forgive a maximum of $50,000. Life event payment deferments and exercising the death benefit feature requires submission of certain documentary evidence. Additional terms and conditions apply. Refer to your contract for further details.

**Time in business, FICO score, and annual business revenue are the minimum requirements to prequalify for a BriteCap financing product, however, in order to receive final approval BriteCap must independently verify information provided on your application, as well as receive additional information regarding you and your business.

^BriteCap’s offer to renewal customers of lower rates for financing assumes that a renewal customer’s credit profile has not negatively changed from the time the customer’s last financing with BriteCap. Any deterioration in a renewal customer’s credit profile may make a renewal customer ineligible for lower rates.