How it
works

We’ve made getting working capital easy and stress-free.

Won’t affect your FICO® score.

Let’s be clear

We’re going to make this shockingly simple. 

We know that running a business is a lot of work. The last thing you need is a complicated, cumbersome loan process on your plate.

We’ve made it simple to get the funding you need. Just complete a short online application, verify your business’s financial health, and sign a digital contract. Upon approval, the entire funding process can be completed in as little as one business day.

3 reasons to choose BriteCap:It’s not all about the money.
It’s more about you.
We’re a big fan of you – we’re here to support your vision. You have our loan, we have your back.
APPLY NOW
3 reasons to choose BriteCap:Everything
behind our loan is
actually upfront
We’re focused on legal-ease, not legalese. We’ve made the terms easy to understand, so you can focus on building your business, instead of spending hours reading legal jargon.
APPLY NOW
3 reasons to choose BriteCap:The best loan that
money can loan.
We’ve created funding options that work for you and your business. From our competitive rates to our flexible terms, we’re proud to have created business-friendly financing.
APPLY NOW
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3 reasons to choose BriteCap:It’s not all about the money.
It’s more about you.
We’re a big fan of you – we’re here to support your vision. You have our loan, we have your back.
APPLY NOW
3 reasons to choose BriteCap:Everything
behind our loan is
actually upfront
We’re focused on legal-ease, not legalese. We’ve made the terms easy to understand, so you can focus on building your business, instead of spending hours reading legal jargon.
APPLY NOW
3 reasons to choose BriteCap:The best loan that
money can loan.
We’ve created funding options that work for you and your business. From our competitive rates to our flexible terms, we’re proud to have created business-friendly financing.
APPLY NOW

We’re committed to you

We win when you win. That’s why we’re confident that we have a loan you’ll like.

  • Apply in minutes online or over the phone
  • Fast decision
  • Wide range of loan options
  • High approval rates
  • Competitive pricing
  • Funding as soon as next business day following application approval
  • Long-established lender (more than 15 years)
  • Active small business lender even during economic downturns
  • 100% focused on small business
  • Outstanding customer service ratings
  • Reduced rates on future loans1
  • Dedicated Business Success Manager
  • Discounts and benefits on your business needs2

BriteCap

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Banks

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Other Lenders

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  • Apply in minutes online or over the phone
  • Fast decision
  • Wide range of loan options
  • High approval rates
  • Competitive pricing
  • Funding as soon as next day following application
  • Long-established lender (more than 15 years)
  • Active small business lender even during economic downturns
  • 100% focused on small business
  • Outstanding customer service ratings
  • Reduced rates on future loans1
  • Dedicated Business Success Manager
  • Discounts and benefits on your business needs2

ForwardLine

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Other Lenders

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SUSAN JANSON, KICK IT UP“So easy to use”
With BriteCap, I was able to expand my class schedule at the studio.
Gerry Blanck, Gerry Blanck's Martial Arts“Very quick”
I'm amazed how quickly I can get funds in my account when I need them.
Nestor Lobo,
Retro Xpress Bicycles
"It gives me peace of mind."
BriteCap gave us the cushion that we needed in terms of cash flow.
Loans built for your business
Powering your path
Your next step starts here. Apply now and receive a fast funding decision.