How It Works - BriteCap

Experience Simplicity, Speed, and Expert Support at Every Step

With BriteCap, you’ll find a unique blend of cutting-edge technology and expert financial guidance, all designed to deliver rapid and reliable access to working capital. Here’s how it works:

01
Apply Today

Kickstart your journey with our user-friendly online application, easily accessible on your desktop or mobile. In just 2 minutes, provide essential details about your business and funding requirements.

02
See An Offer
Today

Our Funding Experts review your application personally. You can easily customize your offer online or call on their expertise to guide you – all from your phone's convenience.

03
Get Funding
Today

Choose your preferred terms, click "Checkout" and let us guide you through the final steps. After that, your funding is on the way!

Do You Qualify? ** Check Our Minimum Requirements

Minimum
2 Years
in Business

500+
FICO Score

$75,000+
Business Annual
Revenue

Do It Yourself Or Work With An Expert – It’s Easy To Customize Your Funding

Whether you prefer the speed of completing your application online on your own or value more personalized guidance from experienced financial consultants, the choice is yours. Our expert team is always within reach, with experience within your industry and knowledge of what funding would work best for your unique circumstances. Whatever funding-related question playing on your mind – we have the answers.

Ready To Seize Your Next Opportunity?

Capitalize on your next big opportunity today. We’re here to get you there. Start the process online now, with zero cost and no impact on your FICO score.

GET STARTED

5161 Lankershim Blvd. Ste. 250

North Hollywood, CA 91601

866-623-4900

info@britecap.com

All small business loans offered by BriteCap Financial LLC are provided pursuant to California Finance Lender license #6039614. In certain states, loans may not be available at all or may be limited in availability depending upon certain borrower and loan attributes. In certain states where loans are not available, we may offer a purchase of future receivables. We do not currently offer any product in Nevada, North Dakota, Rhode Island, South Dakota, and Vermont. If BriteCap is unable to approve an applicant for a BriteCap financing product, BriteCap may refer the applicant to one of its third-party financing partners. BriteCap does not guarantee the product attributes or terms of any financing provided by a third-party partner.

*The Peace of Mind Package is available only on certain BriteCap loan products and only in certain states. If purchased, the Peace of Mind Package features can only be used if a business is not otherwise in default under the terms of its existing loan agreement. For payment deferments, life event payment deferments, and late fee waivers, the Peace of Mind Package can only be used after a business has made at least twenty (20) consecutive payments for daily repay loans, or four (4) consecutive payments for weekly repay loans. For the death benefit feature, the Peace of Mind Package can only be used after a business has made at least forty (40) consecutive payments for daily repay loans, or at least eight (8) consecutive weekly payments for weekly repay loans, if the guarantor is under the age of 70, and will forgive a maximum of $50,000. Life event payment deferments and exercising the death benefit feature requires submission of certain documentary evidence. Additional terms and conditions apply. Refer to your contract for further details.

**Time in business, FICO score, and annual business revenue are the minimum requirements to prequalify for a BriteCap financing product, however, in order to receive final approval BriteCap must independently verify information provided on your application, as well as receive additional information regarding you and your business.

^BriteCap’s offer to renewal customers of lower rates for financing assumes that a renewal customer’s credit profile has not negatively changed from the time the customer’s last financing with BriteCap. Any deterioration in a renewal customer’s credit profile may make a renewal customer ineligible for lower rates.