Verified Reviews by Trustpilot

330 South Rampart Blvd, Ste. 260

Las Vegas, NV 89145

866-623-4900

All small business loans offered by BriteCap Financial LLC are provided pursuant to California Finance Lender license #6039614. In certain states, loans may not be available at all or may be limited in availability depending upon certain borrower and loan attributes. In certain states where loans are not available, we may offer a purchase of future receivables. We do not currently offer any product in Nevada, North Dakota, Rhode Island, South Dakota, and Vermont. If BriteCap is unable to approve an applicant for a BriteCap financing product, BriteCap may refer the applicant to one of its third-party financing partners. BriteCap does not guarantee the product attributes or terms of any financing provided by a third-party partner.

*The Peace of Mind Package is available only on certain BriteCap loan products and only in certain states. If purchased, the Peace of Mind Package features can only be used if a business is not otherwise in default under the terms of its existing loan agreement. For payment deferments, life event payment deferments, and late fee waivers, the Peace of Mind Package can only be used after a business has made at least twenty (20) consecutive payments for daily repay loans, or four (4) consecutive payments for weekly repay loans. For the death benefit feature, the Peace of Mind Package can only be used after a business has made at least forty (40) consecutive payments for daily repay loans, or at least eight (8) consecutive weekly payments for weekly repay loans, if the guarantor is under the age of 70, and will forgive a maximum of $50,000. Life event payment deferments and exercising the death benefit feature requires submission of certain documentary evidence. Additional terms and conditions apply. Refer to your contract for further details.

**Time in business, FICO score, and annual business revenue are the minimum requirements to prequalify for a BriteCap financing product, however, in order to receive final approval BriteCap must independently verify information provided on your application, as well as receive additional information regarding you and your business.

^BriteCap’s offer to renewal customers of lower rates for financing assumes that a renewal customer’s credit profile has not negatively changed from the time the customer’s last financing with BriteCap. Any deterioration in a renewal customer’s credit profile may make a renewal customer ineligible for lower rates.