Get business funding, fast

Get working capital that works for your business. Apply now, and receive a no-obligation decision.

Won’t affect your FICO® score.

Make it happen with fast funding

Working capital to fund your dreams.

We know you’re everything from Chief Executive Officer to Junior Janitor. We know it’s hard to concentrate on filling next week’s new hire while knowing that next week’s payroll isn’t going to pay itself.

We’re BriteCap. We’re here for you. We provide straightforward financing to help your business take the next step. All of our financial products are designed to help you get back to business faster.

Our process

BEST BUSINESS LOAN

You need a mighty loan to meet the mighty effort that you put into your business everyday. Our funding options are power packed with benefits like early repayment discounts1, lower rates on future loans2, flexible terms, and competitive rates3.

SIMPLE APPLICATION

You've got better things to do than fiddle with a complicated loan application. Get back to running your business faster with our easy application. Receive a no-obligation decision after completing your application.

NEXT DAY FUNDING

We're not a bank (thank goodness), which means that you'll get fast funding when your business needs it. Upon approval, you can get cash in your business bank account in as little as 24 hours.

LET'S GROW TOGETHER

We're in the help business. And yes, money often helps! As our customer, you'll have a designated Business Success Manager. They are always a phone call or email away to help you. They'll be like family—family you like.

How it works

Complete a simple, easy application

We’ve made applying easier than ever with our short application. Just answer a few questions about your business, and you’ll be well on your way to receiving a no-obligation decision.

Verify your business’s financial history and identity
We’ll need to verify the financial health of your business with at least three months of business bank account statements. You can securely link your business bank account or upload your statements online. We’ll also need to verify your identity via a government issued ID.
Get Funded

Upon approval, you’ll simply review the terms and sign a digital contract. Once finalized, you’ll receive the cash in your business bank account in as little as one business day.

The right
funding

We have flexible funding solutions to meet the needs of your business. Before we move forward, let’s make sure we’re the right partner for you.

Our goal is to get you the right loan for your business. If our product is not the right fit, we will ensure you get the best loan for your business through our marketplace of other financing options. And, of course, we will be your single point of contact throughout this entire process.

A friendlier kind of financing

We’re proudly serving America’s small businesses by taking a different approach to funding. We’ve built a solid reputation based on putting our customers at the center of everything that we do.

15 years in business

over 15,000 small businesses funded

Over a half billion in funding delivered

3 reasons to choose BriteCap:It’s not all about the money.
It’s more about you.
We’re a big fan of you – we’re here to support your vision. You have our loan, we have your back.
APPLY NOW
3 reasons to choose BriteCap:Everything
behind our loan is
actually upfront.
We’re focused on legal-ease, not legalese. We’ve made the terms easy to understand, so you can focus on building your business, instead of spending hours reading legal jargon.
APPLY NOW
3 reasons to choose BriteCap:The best loan that
money can loan.
We’ve created funding options that work for you and your business. From our competitive rates to our flexible terms, we’re proud to have created business-friendly financing.
APPLY NOW
Previous
Next
3 reasons to choose BriteCap:It’s not all about the money.
It’s more about you.
We’re a big fan of you – we’re here to support your vision. You have our loan, we have your back.
APPLY NOW
3 reasons to choose BriteCap:Everything
behind our loan is
actually upfront.
We’re focused on legal-ease, not legalese. We’ve made the terms easy to understand, so you can focus on building your business, instead of spending hours reading legal jargon.
APPLY NOW
3 reasons to choose BriteCap:The best loan that
money can loan.
We’ve created funding options that work for you and your business. From our competitive rates to our flexible terms, we’re proud to have created business-friendly financing.
APPLY NOW

It’s your world. We can help build it.

For over 15 years, we’ve helped over 15,000 small businesses by providing over a half-billion in funding. Watch some of our small business loan success stories to learn how helping businesses thrive is a part of our DNA.

How will you
move forward?

Whether you’re looking to expand, add staffing, or manage cash flow – we’re here for you.

Need some renovations?

Need to update the look and feel of your business? A BriteCap loan provides working capital to help put your plans into motion.

Need capital to expand?

As customer demand increases, leverage a loan to open up new locations and create new offerings.

Need budget to hire staff?

Build your dream team. Your loan can fund new salaries, performance bonuses, and employee training.

Ready to grow your business with working capital?