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You pre-qualify for a BriteCap Short Term Loan or advance if:

  • You have owned your business for at least 3 years.
  • You have at least $75,000 in total sales per year.

 

Your funding amount depends primarily on your sales volume and your type of business. How long you’ve been in business is also considered. The financing amount we fund is typically 10% of your annual revenue, up to $150,000*. Contact BriteCap today at 866.623.4900 to receive a free, no-obligation customized quote.

*Offered payment terms, loan amounts, repayment schedules, and rate offerings are dependent on each customer’s specific risk profile and annual revenue. Not all customers will qualify for all of the listed terms, amounts, or repayment schedules. FICO®, time in business, annual revenue, and other various data are considered when determining a risk profile. Terms and conditions apply.

Absolutely not! The application is quick, easy, and totally free.

Our loans typically range from 6 to 15 months.

*Offered payment terms, loan amounts, repayment schedules, and rate offerings are dependent on each customer’s specific risk profile and annual revenue. Not all customers will qualify for all of the listed terms, amounts, or repayment schedules. FICO®, time in business, annual revenue, and other various data are considered when determining a risk profile. Terms and conditions apply.

We will offer you a quick, no-obligation decision, subject to verification.

Once approved, we can have the cash in your account in as little as one business day, and we aim to meet your financial needs as soon as they arise.

We’re able to provide your business with some of the most competitive rates in the industry because we work directly with you. There’s no broker or middleman adding to the cost of our small business loans. The interest cost depends on, among other factors, your industry and time in business. Contact a BriteCap Funding Consultant at 866.623.4900 today to get your free, no-obligation, custom financing quote.

*Offered payment terms, loan amounts, repayment schedules, and rate offerings are dependent on each customer’s specific risk profile and annual revenue. Not all customers will qualify for all of the listed terms, amounts, or repayment schedules. FICO®, time in business, annual revenue, and other various data are considered when determining a risk profile. Terms and conditions apply.

The strength of your business is a key factor in determining your business financing eligibility; however, we also review your personal credit to evaluate your overall credit worthiness.

All payments are processed by ACH or credit card sales holdback; there are no checks to send or due dates to remember.

In certain states, loans may not be available at all or may be limited in availability depending upon certain borrower and loan attributes. In certain states where loans are not available, we may offer a purchase of future receivables. We do not currently offer any product in Nevada, North Dakota, Rhode Island, South Dakota, and Vermont.

We’re here to support you and your business. That’s why we pair you with a dedicated agent throughout your journey with us.

BriteCap is here to assist you every step of the way and to also find you the best financing solution. In addition to our financial offerings, we have hand selected other lenders and capital providers whose offerings may be a better solution for your current needs. Any submission to our partners will only be done with your prior permission. These submissions may require credit reports on you personally and your business. Our exceptional client support team is here for you every step of the way.

To learn more and discuss all of your financial options, call us at 866.623.4900.